Terms of Service

1. Eligibility and accounts

You must be at least 18 years old, or the age of majority where you live, to create an account or subscribe. The Service is not directed to children under 13 and they may not use it. You are responsible for keeping your login credentials secure and for all activity under your account. Provide accurate information and keep your email address current so you receive billing and renewal notices.

2. The Service

GetIncomeOS provides educational content and four AI-assisted planning tools: the Income Path Finder (free), and the Niche + Question Finder, Offer Matcher and Content Engine (available with a paid subscription). We may update, improve or discontinue features at any time. If we discontinue a paid feature, we will give reasonable notice and, where appropriate, a prorated refund.

3. Subscription, price and auto-renewal

• Price and billing frequency: GetIncomeOS Pro costs $19 USD per month, plus any applicable taxes, charged to your payment method at the start of each monthly billing period.
• Automatic renewal: your subscription renews automatically every month at the then-current price until you cancel. By subscribing, you give affirmative consent to these automatic renewal terms by checking the consent box at checkout.
• Confirmation: after you subscribe, we email you a confirmation that repeats these terms, including how to cancel.
• Renewal reminders: we email you a reminder before each renewal charge, including the amount, the renewal date and how to cancel.
• Price changes: we will notify you by email at least 30 days before any price change takes effect. You can cancel before the new price applies.
• Payments are processed by Stripe. We do not store your full card details.

4. How to cancel

You can cancel online at any time, as easily as you signed up and without contacting us: sign in, open your dashboard, click Cancel subscription in the Billing card, and confirm in the Stripe Customer Portal. There are no retention offers or extra steps required. You will receive an email confirming the cancellation.

When you cancel, your subscription will not renew and you keep access to paid tools until the end of the period you already paid for. Your saved Income Plan results remain available, and the free tool keeps working.

5. Refunds

Subscription fees are generally non-refundable for partial billing periods, except where required by law. If you were charged after you tried to cancel, were charged in error, or forgot to cancel and have not used any paid tool since the renewal, email [CONTACT EMAIL] within 14 days of the charge and we will issue a full refund for that period. Nothing in these Terms limits any refund right you have under applicable law.

6. Acceptable use

You agree not to:

• Use the Service for anything illegal, fraudulent, deceptive or harmful, including scams or pyramid schemes.
• Use AI outputs to create spam, misleading health or financial claims, or content that infringes others' rights.
• Attempt to bypass usage limits, paywalls or security; probe, scrape or reverse engineer the Service.
• Share, resell or provide your account access to others.
• Submit personal information about other people without their permission, or sensitive data you do not need.

We may suspend or terminate accounts that violate these Terms.

7. AI-generated output: ownership and limits

You own the inputs you submit and, to the extent permitted by law, the output the tools generate for you ("Output"). You may use Output for any lawful purpose, including commercially. Because AI systems can produce similar Output for different users, we do not guarantee that Output is unique, and other users may own similar Output.

Output may be inaccurate, incomplete, outdated or unsuitable for your situation. It may reference programs, products or statistics that do not exist or have changed. You are responsible for reviewing and verifying Output before relying on it or publishing it, and for complying with laws that apply to your business, including FTC disclosure rules. See the AI Disclaimer.

8. No income guarantees; not professional advice

GetIncomeOS does not guarantee any income or results. Content and tools are for education only and are not financial, legal or tax advice. See the Earnings Disclaimer. Some links on the site are affiliate links; see the Affiliate Disclosure.

9. Intellectual property

The Service, including its design, text, graphics and software (excluding your Output), is owned by GetIncomeOS and protected by law. You may not copy or redistribute it except as allowed by these Terms.

10. Disclaimer of warranties

THE SERVICE AND ALL CONTENT AND OUTPUT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE OR SECURE.

11. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, GETINCOMEOS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA OR BUSINESS OPPORTUNITY, ARISING FROM YOUR USE OF THE SERVICE OR OUTPUT. OUR TOTAL LIABILITY FOR ANY CLAIM RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM OR $50. Some jurisdictions do not allow these limitations, so they may not fully apply to you.

12. Indemnity

You agree to indemnify GetIncomeOS against claims arising from your misuse of the Service, your violation of these Terms, or content you publish using Output.

13. Governing law and disputes

These Terms are governed by the laws of the State of New York, USA, without regard to conflict-of-law rules. Any dispute will be resolved exclusively in the state or federal courts located in New York, and you consent to their jurisdiction, except that either party may bring an eligible claim in small claims court. This does not remove any consumer protections you have under the laws of the state where you live.

14. Changes to these Terms

We may update these Terms from time to time. We will post the new version here with a new "Last updated" date, and for material changes affecting subscribers we will email you before they take effect. Continuing to use the Service after changes take effect means you accept them. If you do not agree, cancel your subscription and stop using the Service.

15. Contact

Questions about these Terms: [CONTACT EMAIL]